In the event that a policyholder or the insurance company invoke appraisal the two appraisers must choose an appraisal umpire. Most policies require that the two appraisers must select and agree upon the Appraisal Umpire within 15-days of the two appraisers being named. The chosen appraisal umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award.
Have you ever been involved in a mediation, arbitration, or appraisal where the judge or appraisal umpire didn't really do anything except try to reach a happy medium? To execute the job of Appraisal Umpire properly, not only should one be impartial, unbiased, and disinterested, but one should also be qualified to review the differences between the two parties. Our extensive experience with construction, building repairs, building materials, and the insurance appraisal process qualifies us as a choice above all to act as an Appraisal Umpire to resolve disputes. We have extensive knowledge of Xactimate and MSB IntegriClaim. We are capable of reading and understanding the unit costs these estimating software's provide and work with the appraisers to determine a realistic amount of loss.
Many appraisal umpires are not willing or are not qualified to review and discuss the details of a structure or contents loss. An appraisal umpire that tries to settle the claim by meeting in the middle is not providing the services that he or she was hired to do. Have your appraisal documents looked at, reviewed, and discussed in an intelligent manner with a qualified insurance adjuster, appraiser, and appraisal umpire.
We use our extensive, real life, experiences to evaluate a loss based on the facts! Our philosophy is simple... IT IS WHAT IT IS. We believe that if resulting damages to property covered
by an insurance policy can be repaired then it should be repaired. However,
if the property cannot be repaired it
must be replaced. Simply put; the damage... IS WHAT IT IS! In many cases, appraisers can
become unreasonable on what can be repaired or what should
be replaced. The repair or replacement must be real, the work and materials used should be replaced with that of materials of like - kind - and quality, and the work should be completed by a professional and competent repair contractor. Again, the damage IS WHAT IT IS.
So, choose a qualified, experienced appraisal umpire that understands the facts you are presenting, as opposed to a mediator that just wants to split it down the middle. The appraisers of each side have a voice... They Should Be Heard!
How To Recommend Us As Appraisal Umpire!
Step 1: Contact Us For Interview: Is Joe Brennan the right fit to recommend as appraisal umpire? How do you know unless you ask? Please feel free to contact me by email to set up a date and time to to discuss your Appraisal Umpire needs. Or, call me directly at (919) 669-9111. I will be happy to assist you in any way I can. If we mutually agree that I would be a good candidate for appraisal umpire in the claim you are working you can proceed with step two.
Step 2: Recommend Us to The Other Appraiser: As you are aware; the two appraisers must sign a document and mutually agree upon an umpire. To recommend Joe Brennan as an umpire you will need to notify the other party of your recommendation. To make this process as easy as possible; below are a few ways to send the other party a short bio about our services.
- Email information directly. Click Here and our bio with a link to this page will load directly in your email box. You can then type the other appraisers email address directly into the "To: field". (Replace where it says <Unknown>)
- You can open and save or open and copy our Insurance Appraisal Umpire Bio as a MS Word Document here.
- Or simply copy and paste the bio directly from this page below.
Joseph P. Brennan: Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. Joe has been in the property loss business for more than 24-years. His loss experience began as a contractor / builder, which included water and fire damage restoration repair services. After 20-years of insurance restoration estimating and repair experience, Mr. Brennan became a licensed, independent, insurance claims adjuster. Joe has maintained his IICRC Certification in both Fire and Water Restoration and also maintains active adjuster licenses in 10-states. Throughout his career, he has handled many multi-million dollar losses, both commercial and residential. The amount of combined experience and knowledge of new construction, damage repairs, and insurance claims handling has advanced his ability to act as a Dispute Appraiser and Appraisal Umpire. Mr. Brennan is highly educated with the appraisal process and has acted as an appraiser and umpire on dozens of claims. Mr. Brennan can be reached at;
Insurance Claims Group, Inc.
2054 Kildaire Farm Rd., Suite # 426
Cary, NC 27518
Appraisal Umpire Request Form
When two appraisers agree on who is to serve as umpire on an appraisal, they need to sign a "Declaration of Appraisers Form." The form also has a section named "Selection of Umpire." The form is a legal document that names the two appraisers, which party the two appraisers will represent, as well as whom they have mutual chosen as umpire. See the below example;
If and when two appraisers have selected Joe Brennan to act as umpire for their appraisal the form will need to be signed by all three parties. If you would like to request Mr. brennan to act as umpire on an appraisal, please download the completed "Declaration of Appraisers Form," here.
You can open this form, complete the details of the appraisal, print and sign the form, and then mail the original to the other appraiser for his/her signature. Once the form is completed and signed by all three parties, it becomes official. Get Started On The Form Here.
Claim & Appraisal Services!
The Insurance Claims Group, Inc. can answer insurance claim related
questions and provide advice and assistance for insurance
claim damages that are a result of fire, smoke, wind, water,
flood damage, hail, theft, hurricane, and even denied claims. The following
is a list of professional services we provide:
Umpire: In the event that a policyholder or the insurance company invoke the appraisal clause the two independent appraisers must choose an umpire. Most policies require that the two appraisers must select and agree upon an Appraisal Umpire within 15 days of the two appraisers being named. The chosen Appraisal Umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award. Our extensive experience with building repairs and the insurance appraisal process qualifies us as a choice above all to act as an Insurance Appraisal Umpire to resolve insurance claim disputes. [More..]
- Independent Appraiser
for Insurance Appraisal Clause: The Appraisal Clause can be invoked by either the insurance company or policyholder. The Appraisal Process is to resolve disputes only. To resolve such disputes, each party must choose an independent appraiser. An independent appraiser is an individual that is hired to resolve insurance claim disputes. Insurance Claims Group, Inc. exceeds in their knowledge of the appraisal process and is available to represent the facts of the loss on your behalf. [More...]
- Insurance Claim Estimate: We provide inspection and complete insurance claim damage estimates for policyholders of homes and businesses, insurance attorneys, repair contractors, and insurance companies. [More...]
Appraisal & Estimating Assistance: In some cases contractors, attorneys, or appraisers may need assistance in preparing a defense for their claim. They may have questions or need advise on some parts of the estimate or damage. We provide consulting and evaluation assistance for any part of a claim you may require answers for. If we can't answer your questions we can refer you to someone who can. [More...]
Consultation: Many times policyholders and contractors are unsure if damages are covered, if there are coverage limits, or find themselves overwhelmed with the complexity of the insurance claim process. In some cases the insurance companies may use industry terms or insurance lingo that can be confusing. We provide information on the insurance claims process, policy interpretation, estimates and estimating, as well as the insurance appraisal process, and umpire services. Educate yourself and understand how to obtain the correct settlement for your home and business insurance claims. [More...]
- Insurance Replacement Cost Valuation: Is your home properly insured? Do you have enough coverage to replace your home or building after a loss. Finding out that you are under insured after a large fire, flood, or hurricane can be devastating. We will provide an inspection of your home or building, take photographs, and provide a fully detailed replacement cost estimate. You can then make an educated decision on how much coverage you need for your property. Not too little, and not too much. [More...]
provide Insurance Appraisal Services in North Carolina (NC), South Carolina
(SC), Georgia (GA), Florida (FL), Alabama (AL), Mississippi
(MS), Louisiana (LA), Texas (TX), Virginia (VA), Maryland
(MD), Delaware (DE), Washington DC, Pennsylvania (PA), New Jersey (NJ), New York (NY), Connecticut (CT), Rhode Island (RI), Massachusetts (MA),
Ohio (OH), West Virginia (WV), Kentucky (KY), Tennessee (TN), Indiana (IN), Illinois (IL), Michigan (MI), Wisconsin (WI), Minnesota (MN), Iowa (IA), Nebraska (NE), Colorado (CO), Kansas (KS), Missouri (MO), and Oklahoma (OK). So, please feel free to gather
information from our services and articles, or jump right in with any questions you may
have by submitting on our insurance questions and answers page. We are here
to help in any way we can.