Providers of Independent Insurance Appraisal Servies In North Carolina (NC)  


Independent Insurance Appraiser &
Appraisal Services To Resolve Insurance Claim Disputes In
North Carolina

Independent Appraisers In NC

You Shouldn't Have To Fight For Your Claim Settlement.
However, If You Do...
Appraisal Is The Way To Do It!
If you are unsure of how the entire Insurance Appraisal Process works you can visit here for a more detailed explanation.

Independent Insurance Appraisers In North Carolina, NC
We provide Insurance Appraisal Services throughout North Carolina (NC), including the below counties and cities:

If you need insurance claims help for property damage in NC (North Carolina) that is a result of fire; water, flood, wind, hail, snow, hurricane, or tornado feel free to visit our services page for a list and description of how we can assist you.

Independent Appraiser May Be A NC Policyholder's Last Chance For A Fair Claim Settlement!

Many claims in North Carolina (NC) result in an insurance claim dispute. For many of these disputes the Independent Appraiser and the Appraisal Umpire may be the policyholders only real chance for a fair claims settlement. Unfortunately, insurance claim disputes occur every day of the year. What causes such disputes? The first and most obvious reason is that almost all policyholders believe that they are entitled to a larger settlement than what their adjuster has provided. Others occur because many insurer's goals are to pay as little as possible on claims. Another common reason is that claims that should be covered are often denied by insurance companies. Many other reasons as well can result in a dispute.

There are many ways residents of North Carolina (NC) can deal with an insurance claim dispute. Most would want to engage in the aggressive approach. It can be hard to keep your cool sometimes, however, it's never encouraged to use aggression. Overpowering aggression will surely cause a further delay on the settlement. In most instances the disagreements and disputes associated with an insurance claim can be settled quicker using a civilized manner. Don't take it personal, the two parties are allowed to disagree. Insurance damages shouldn't cause a brawl. There are several options that are more productive. The approach that North Carolina (NC) policyholders use will depend largely on the level of the damages associated with the claim.

Some claims reach an impasse and there is no way the two parties can resolve the dispute themselves. In such a situation, it's recommended to first obtain the name and number of the adjuster's manager. This can be obtained by simply calling the company directly or asking your adjuster for this information. Call and speak with the manager and/or the company's complaint department. Notify them of your problem and situation. In some cases they may be able to assist you right away. If they agree with your argument they will usually advise your adjuster to prvide what you're asking for. Policyholders can also request a "reinspection" of the property damages. A reinspection will be conducted by a different adjuster or supervisor. It's recommended to request that a "General Adjuster" be the other person to reinspect the claim damage. General Adjusters usually have 15+ years experience in insurance claim damages. Their knowledge may assist you in receiving a fair settlement. It is also recommended to obtain the name and extension of anyone you speak with from the complaint department as well. If the result still has not satisfied you then you should file a complaint at the Department Of Insurance in the state you live in.

Unfortunately, many policyholders will find that they still cannot reach a fair claims settlement, even after all this. You still have options. Policyholders can always call (919) 669-9111. This consumer information hotline will answer all questions related to claims that are a result of water, flood, fire, smoke, wind, tornado, hail, and hurricanes. Trained personnel are available to assist and advise you of all your options relating to such insurance claim disputes.

In closing, if you still believe that you have not been treated fairly, even after you have tried all the above referenced options, North Carolina (NC) poilcyholders can turn to the little clause buried deep within the insurance policy. The clause I speak of is called APPRAISAL. The Insurance Appraisal Clause allows the parties involved in the dispute to settle their differences without litigation and for a much lower cost than hiring attorneys. It is very similar to arbitration.

This appraisal clause calls for an impartial, competent, and unbiased Appraisal Umpire that works with two independent appraisers. The three get together to review and settle the differences between the estimates and damages. The Appraisal Umpire is the tie-breaker that allows North Carolina (NC) policyholders to obtain a fair claim settlement. Being that the Appraisal Umpire has absolutely no interest in the outcome of the dispute, it concludes with a decision based solely on the facts presented to them.

Independent Insurance Appraisers NC - County:

Alamance County
Alexander County
Alleghany County
Anson County
Ashe County
Avery County
Beaufort County
Bertie County
Bladen County
Brunswick County
Buncombe County
Burke County
Cabarrus County
Caldwell County
Camden County
Carteret County
Caswell County
Catawba County
Chatham County
Cherokee County
Chowan County
Clay County
Cleveland County
Columbus County
Craven County

Cumberland County
Currituck County
Dare County
Davidson County
Davie County
Duplin County
Durham County
Edgecombe County
Forsyth County
Franklin County
Gaston County
Gates County
Graham County
Granville County
Greene County
Guilford County
Halifax County
Harnett County
Haywood County
Henderson County
Hertford County
Hoke County
Hyde County
Iredell County
Jackson County
Johnston County
Jones County
Lee County
Lenoir County
Lincoln County
Macon County
Madison County
Martin County
McDowell County
Mecklenburg County
Mitchell County
Montgomery County
Moore County
Nash County
New Hanover County
Northampton County
Onslow County
Orange County
Pamlico County
Pasquotank County
Pender County
Perquimans County
Person County
Pitt County
Polk County
Randolph County
Richmond County
Robeson County
Rockingham County
Rowan County
Rutherford County
Sampson County
Scotland County
Stanly County
Stokes County
Surry County
Swain County
Transylvania County
Tyrrell County
Union County
Vance County
Wake County
Warren County
Washington County
Watauga County
Wayne County
Wilkes County
Wilson County
Yadkin County
Yancey County

Independent Insurance Appraisers NC - City:

Aberdeen, NC
Advance, NC
Ahoskie, NC
Albemarle, NC
Andrews, NC
Angier, NC
Apex, NC
Archdale, NC
Arden, NC
Asheboro, NC
Asheville, NC
Atlantic Beach, NC
Avon, NC
Ayden, NC
Bailey, NC
Bakersville, NC
Banner Elk, NC
Bayard, NC
Bayboro, NC
Beaufort, NC
Benson, NC
Bessemer City, NC
Black Mountain, NC
Blanch, NC
Blowing Rock, NC
Bolivia, NC
Boomer, NC
Boone, NC
Brevard, NC
Bryson City, NC
Burgaw, NC
Burlington, NC
Burnsville, NC
Calabash, NC
Candler, NC
Canton, NC
Carolina Beach, NC
Carrboro, NC
Carthage, NC
Cary, NC
Cashiers, NC
Cedar Point, NC
Chapel Hill, NC
Charlotte, NC
Cherryville, NC
China Grove, NC
Clayton, NC
Clemmons, NC
Clinton, NC
Columbia, NC
Columbus, NC
Concord, NC
Conover, NC
Cornelius, NC
Creedmoor, NC
Currituck, NC
Dallas, NC
Danbury, NC
Davidson, NC
Denton, NC
Denver, NC
Dobson, NC
Dunn, NC
Durham, NC
Eden, NC
Edenton, NC
Elizabeth City, NC
Elizabethtown, NC
Elkin, NC
Elon, NC
Emerald, NC
Isle, NC

Enfield, NC
Erwin, NC
Etowah, NC
Fairmont, NC
Farmville, NC
Fayetteville, NC
Flat, NC
Rock, NC
Fletcher, NC
Forest, NC
City, NC
Fort, NC
Bragg, NC
Franklin, NC
Franklinton, NC
Fremont, NC
Fuquay, NC
Varina, NC
Garner, NC
Gastonia, NC
Gatesville, NC
Gibsonville, NC
Goldsboro, NC
Graham, NC
Granite, NC
Falls, NC
Greensboro, NC
Greenville, NC
Grifton, NC
Halifax, NC
Hamlet, NC
Hampstead, NC
Harrisburg, NC
Hatteras, NC
Havelock, NC
Hayesville, NC
Henderson, NC
Hendersonville, NC
Hertford, NC
Hickory, NC
High Point, NC
Highlands, NC
Hillsborough, NC
Holly Ridge, NC
Holly Springs, NC
Hope Mills, NC
Hot Springs, NC
Hubert, NC
Huntersville, NC
Jackson, NC
Jacksonville, NC
Jamestown, NC
Jefferson, NC
Jonesville, NC
Kannapolis, NC
Kenansville, NC
Kenly, NC
Kernersville, NC
Kill Devil Hills, NC
King, NC
Kings Mountain, NC
Kinston, NC
Kitty Hawk, NC
Kure Beach, NC
La Grange, NC
Landis, NC
Laurinburg, NC
Leland, NC
Lenoir, NC
Lewisville, NC
Lexington, NC
Liberty, NC
Lillington, NC
Lincolnton, NC
Littleton, NC
Louisburg, NC
Lowell, NC
Lumberton, NC
Madison, NC
Magnolia, NC
Manns Harbor, NC
Manteo, NC
Marion, NC
Mars Hill, NC
Marshall, NC
Matthews, NC
Maxton, NC
Mebane, NC
Mocksville, NC
Monroe, NC
Mooresboro, NC
Mooresville, NC
Morehead City, NC
Morganton, NC
Morrisville, NC
Mount Airy, NC
Mount Holly, NC
Mount Olive, NC
Mount Pleasant, NC
Moyock, NC
Murfreesboro, NC
Murphy, NC
Nags Head, NC
Nashville, NC
New Bern, NC
Newland, NC
Newport, NC
Newton, NC
Newton Grove, NC
North Hills, NC
North Wilkesboro, NC
Oak Island, NC
Oak Ridge, NC
Ocracoke, NC
Oriental, NC
Oxford, NC
Pelham, NC
Pembroke, NC
Pfafftown, NC
Pilot Mountain, NC
Pinehurst, NC
Pittsboro, NC
Pleasant Garden, NC
Plymouth, NC
Point Harbor, NC
Powells Point, NC
Raeford, NC
Raleigh, NC
Ramseur, NC
Red Springs, NC
Reidsville, NC
Research Triangle Park, NC
Rich Square, NC
Richlands, NC
Roanoke Rapids, NC
Robbins, NC
Robbinsville, NC
Rockingham, NC
Rocky Mount, NC
Rocky Point, NC
Rolesville, NC
Roseboro, NC
Rougemont, NC
Roxboro, NC
Rural Hall, NC
Rutherfordton, NC
Saint Pauls, NC
Salisbury, NC
Saluda, NC
Sanford, NC
Scotland Neck, NC
Selma, NC
Shallotte, NC
Shelby, NC
Siler City, NC
Smithfield, NC
Sneads Ferry, NC
Snow Hill, NC
South Brunswick, NC
South Mills, NC
Southern Pines, NC
Southern Shores, NC
Southport, NC
Sparta, NC
Spencer, NC
Spindale, NC
Spring Hope, NC
Spruce Pine, NC
Stanfield, NC
Statesville, NC
Summerfield, NC
Supply, NC
Swannanoa, NC
Swanquarter, NC
Swansboro, NC
Sylva, NC
Tabor City, NC
Tarawa Terrace, NC
Tarboro, NC
Taylorsville, NC
Thomasville, NC
Trenton, NC
Troutman, NC
Troy, NC
Tryon, NC
Tuxedo, NC
Valdese, NC
Wadesboro, NC
Wake Forest, NC
Walkertown, NC
Wallace, NC
Walnut Cove, NC
Warrenton, NC
Warsaw, NC
Washington, NC
Waxhaw, NC
Waynesville, NC
Weaverville, NC
Webster, NC
Wendell, NC
Wentworth, NC
West End, NC
West Jefferson, NC
Whispering Pines, NC
Whiteville, NC
Wilkesboro, NC
Williamston, NC
Wilmington, NC
Wilson, NC
Windsor, NC
Winston Salem, NC
Wrightsville Beach, NC
Yadkinville, NC
Yanceyville, NC
Youngsville, NC
Zebulon, NC

Insurance Appraisal Services Is What We Do!

Insurance Claims Group, Inc. exceeds in their knowledge of the insurance appraisal process in North Carolina (NC), are experts in insurance appraisal services, and is available to represent the facts of the loss on your behalf. To execute the job as an Independent Insurance Appraiser in NC properly, not only should one be educated in the appraisal process, but one should also be qualified to review the differences between the two parties. Our extensive experience with construction, building repairs, and building materials used in North Carolina (NC), and insurance appraisal services qualifies us as a choice above all. We have extensive knowledge of Xactimate and MSB IntegriClaim. We are capable of reading and understanding the unit costs these estimating software's provide and work with the Appraisal Panel to determine a realistic amount of loss for all North Carolina (NC) insurance claims.

Joe B. Independent Appraiser, North Carolina (NC)Insurance Appraisal Services We Provide!

Step one of our insurance appraisal services is to obtain as much documentation that is available on the claim being disputed. We will collect a copy of the insurance companies estimate, the policyholder's estimate, as well as any other documentation that is available. We will vigorously review and inspect each estimate line-by-line for discrepancies.

The insurance appraisal services process will continue with a complete and thorough inspection of the property that has been damaged. This thorough inspection will be conducted, room by room, and piece by piece (or any remaining parts). We will conduct this inspection with the two different estimates that are being disputed. With these estimates in-hand during our inspection we can determine if one estimate has missed items to be addressed and/or if the other is excessive.

Our insurance appraisal services inspection will include 50 to 300 photos (depending on the size of the loss and extent of damage). These photos will prove and support our findings. The photos will be taken in a manner that supports our position of whether items can be saved or will require replacement. The photos will also show cause and affect damages. Yes, the bricks on the exterior of a home or building may not appear damaged. However, if the sheathing/plywood behind the brick is smoked and damp - the bricks will require removal to access other repairs.

Some rooms or even an entire building may be damaged beyond recognition. In these cases our insurance appraisal service will include an interview process with the owners of the property to confirm room layouts, types of wall and floor finishes, electrical items, cabinetry, and more. This type of questions and answer session will paint a clear picture of the TRUE value of the damages. The proper value of the claim depends on it's accuracy.

All the data collected from our insurance appraisal services will then be programmed into the Xactimate estimating software. Xactimate configures and displays the data in the exact format that the insurance companies require. Line by line, piece by piece, the exact square feet of drywall, paint, wallpaper, carpet, etc., will be calculated for a real and accurate cost to settle the claim. In fact, Xactimate is used by more than 70% of insurance companies.

Any items that are in question will be reviewed by our group of engineers, building inspectors, or contractors as additional documentation to support the true repairs. Foundations, brick, support beans, electrical may require removal and may not meet current building codes. These professionals can advise on ways to keep these types of materials or why they will require replacement.

After all this has been completed we will meet with the other parties appraiser and discuss each others findings. In some cases an agreement cannot be reached between the two appraisers. In the event this happens, the two appraisers will submit their differences to the Insurance Appraisal Umpire. (For more information about the appraisal umpire and what their job is in the process, visit here.)

Hire ICG, Inc. As Your Independent Appraiser In NC

Please call (919-669-9111) or Email Us to discuss your insurance appraisal services needs. If we agree to be your insurance claim appraiser you must formally advise the other party (insurance company or policyholder) that we will be acting in your behalf. To appoint us as your appraiser we'd like to make this process as easy as possible; below are copies of two letters depending on your current situation. Choose the letter that is correct for your current situation.

Please Note: The letters are for homeowners, contractors, PA's or attorneys; as insurance companies already know the process of how to invoke the appraisal clause.

  • Option ONE: If your insurance company has sent you a letter invoking appraisal and you need to reply to the letter naming your own insurance claim appraiser - then you need to download and open our Insurance Appraisal Clause Reply Letter. This document will advise the insurance company that you accept their intent to invoke the appraisal clause. The letter has been pre-written to name Joe Brennan of Insurance Claims Group, Inc. as your insurance appraiser. Open the document and fill in your personal information. Once the form is complete it should be sent to the insurance company via certified mail!

  • Option TWO: If you disagree with your insurance companies analysis of your claim and you wish to invoke the insurance appraisal clause yourself - then you need a letter advising the insurance company that you wish to forward your claims dispute to the appraisal process. Download our Insurance Appraisal Services Letter to notify your insurance company of your intent to invoke appraisal. This document will advise the insurance company that you wish to execute the appraisal clause in your policy. The letter has been pre-written to name Joe Brennan as your insurance appraisal services appraiser. Open the document and fill in your personal information. Once the form is complete it should be sent to the insurance company via certified mail!

  • If you need assistance with either letter; another option is to request that we fill in all the appropriate information for you. We will create the letter and email you a copy. You will then be able to print the letter and send an original copy to the insurance company via certified mail! Please call (919) 669-9111 or email us to request assistance.

Contact Us For Interview!

Is Joe Brennan and the Insurance Claims Group team the right fit for your NC insurance appraisal services needs? How do you know unless you ask? Please feel free to contact me by email to set up a date and time to to discuss your Insurance Appraisal needs. Or, call me directly at (919) 669-9111. I will be happy to assist you in any way I can.

Independent Insurance Appraisal Services!

The Insurance Claims Group, Inc. can answer insurance claim related questions and provide advice and assistance for insurance claim damages that are a result of fire, smoke, wind, water, flood damage, hail, theft, hurricane, and even denied claims. The following is a list of professional services we provide:

  • Appraisal Umpire: In the event that a policyholder or the insurance company invoke the appraisal clause the two independent appraisers must choose an umpire. Most policies require that the two appraisers must select and agree upon an Appraisal Umpire within 15 days of the two appraisers being named. The chosen Appraisal Umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award. Our extensive experience with building repairs and the insurance appraisal process qualifies us as a choice above all to act as an Insurance Appraisal Umpire to resolve insurance claim disputes. [More..]

  • Independent Appraiser for Insurance Appraisal Clause: The Appraisal Clause can be invoked by either the insurance company or policyholder. The Appraisal Process is to resolve disputes only. To resolve such disputes, each party must choose an independent appraiser. An independent appraiser is an individual that is hired to resolve insurance claim disputes. Insurance Claims Group, Inc. exceeds in their knowledge of the appraisal process and is available to represent the facts of the loss on your behalf. [More...]

  • Insurance Claim Estimate: We provide inspection and complete insurance claim damage estimates for policyholders of homes and businesses, insurance attorneys, repair contractors, and insurance companies. [More...]

  • Insurance Appraisal & Estimating Assistance: In some cases contractors, attorneys, or appraisers may need assistance in preparing a defense for their claim. They may have questions or need advise on some parts of the estimate or damage. We provide consulting and evaluation assistance for any part of a claim you may require answers for. If we can't answer your questions we can refer you to someone who can. [More...]

  • Claims Consultation: Many times policyholders and contractors are unsure if damages are covered, if there are coverage limits, or find themselves overwhelmed with the complexity of the insurance claim process. In some cases the insurance companies may use industry terms or insurance lingo that can be confusing. We provide information on the insurance claims process, policy interpretation, estimates and estimating, as well as the insurance appraisal process, and umpire services. Educate yourself and understand how to obtain the correct settlement for your home and business insurance claims. [More...]

  • Insurance Replacement Cost Valuation: Is your home properly insured? Do you have enough coverage to replace your home or building after a loss. Finding out that you are under insured after a large fire, flood, or hurricane can be devastating. We will provide an inspection of your home or building, take photographs, and provide a fully detailed replacement cost estimate. You can then make an educated decision on how much coverage you need for your property. Not too little, and not too much. [More...]

We provide Independent Insurance Appraisal Services in North Carolina (NC), as well as 30+ other states throughout the US. Visit our service area map. Please feel free to gather information from our services and articles, or jump right in with any questions you may have by submitting on the questions page. We are here to help in any way we can.


Insurance Claims Group, Inc. 2054 Kildaire Farm Road, Suite # 426, Cary, NC 27518
PH: (919) 669-9111 FX: (919) 573-9595 -

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Joe Brennan - Insurance Appraiser - North Carolina (NC)