Independent Insurance Appraisers & Appraisal Umpires  

Insurance Claims Help & Services For Insurance Claim Disputes, Independent Appraiser, Insurance Appraisal Process, and Appraisal Umpire Services!

  Joe Brennan - Independent Insurace Appraiser & Appraisal Umpire  

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The Insurance Claims Group is a group of licensed, qualified, professional, insurance claim experts providing insurance claims help for policyholders and carriers involved with an Insurance Appraisal Dispute. We have consulted with and provided thousands of detailed Insurance Claim Estimates for homeowners and insurance companies in relation to their insurance claims. Our experts are available as independent appraisers and insurance appraisal umpire for the insurance appraisal process and insurance claim disputes. Such services are provided for insurance claim disputes and damages that are a result of:

  • Fire Insurance Claims
  • Smoke Damage
  • Water Damage
  • Lightning
  • Flood Damage
  • Wind Damage
  • Hurricanes
  • Hail Damage

Feel free to Contact Us for any type on Insurance Claim Help you may need. We will answer all your questions, provide a review of your current claim, and let you know exactly where you stand... ALL AT NO COST TO YOU - All of this is part of your FREE CONSULTATION.

As Insurance Claims Adjusters we have inspected and closed thousands of daily and catastrophe claims for insurance companies, as well as provided and negotiated replacement costs and repair damage analysis for restoration contractors and policyholders.

Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. Joe has been in the property loss business for more than 24 years. His loss experience began as a contractor/builder, which included water and fire damage restoration repair services. After 20 years of insurance restoration estimating and repair experience, Mr. Brennan became a licensed independent insurance claims adjuster.

Joe has maintained his IICRC Certification in both Fire and Water Restoration and also maintains active adjuster licenses in 10 states. Throughout his career, he has handled many multi-million dollar losses, both commercial and residential. The amount of combined experience and knowledge of new construction, damage repairs, and insurance claims handling has advanced his ability to act as a Dispute Appraiser for Insurance Claim Dispute, as well as Insurance Appraisal Umpire. Mr. Brennan is highly educated with the insurance appraisal clause, the insurance appraisal process, and has been appointed as an independent appraiser by both policyholders and insurance carriers and appraisal umpire on dozens of dispute files.

Insurance Claim Damages... It Is What It Is!

Our philosophy is simple... IT IS WHAT IT IS. We believe that if resulting damages to property covered by an insurance policy can be repaired then it should be repaired. However, as per the policy, if the property cannot be repaired it must be replaced. Simply put, the damage... IS WHAT IT IS! In many cases, insurance companies and policyholders can become unreasonable on what can be repaired or what should be replaced. The repair or replacement must be real, the work and materials used should be replaced with that of materials of like - kind - and quality, and the work should be completed by a professional and competent repair contractor. Again, the damage IS WHAT IT IS.

If drywall damaged by a small smoke claim can be cleaned, sealed, and painted; then that is what should be done. If the building suffered a large fire with heavy smoke damage and items require replacement; they should be replaced. It should be that simple. Not sure if we mentioned this but... THE DAMAGE - IT IS WHAT IT IS!

Insurance Claim & Appraisal Services!

The Insurance Claims Group, Inc. can answer insurance claim related questions and provide advice and assistance for insurance claim damages that are a result of fire, smoke, wind, water, flood damage, hail, theft, hurricane, and even denied claims. The following is a list of professional services we provide:

  • Appraisal Umpire: In the event that a policyholder or the insurance company invoke the appraisal clause the two independent appraisers must choose an umpire. Most policies require that the two appraisers must select and agree upon an Appraisal Umpire within 15 days of the two appraisers being named. The chosen Appraisal Umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award. Our extensive experience with building repairs and the insurance appraisal process qualifies us as a choice above all to act as an Insurance Appraisal Umpire to resolve insurance claim disputes. [More..]

  • Independent Appraiser for Insurance Appraisal Clause: The Appraisal Clause can be invoked by either the insurance company or policyholder. The Appraisal Process is to resolve disputes only. To resolve such disputes, each party must choose an independent appraiser. An independent appraiser is an individual that is hired to resolve insurance claim disputes. Insurance Claims Group, Inc. exceeds in their knowledge of the appraisal process and is available to represent the facts of the loss on your behalf. [More...]

  • Insurance Claim Estimate: We provide inspection and complete insurance claim damage estimates for policyholders of homes and businesses, insurance attorneys, repair contractors, and insurance companies. [More...]

  • Insurance Appraisal & Estimating Assistance: In some cases contractors, attorneys, or appraisers may need assistance in preparing a defense for their claim. They may have questions or need advise on some parts of the estimate or damage. We provide consulting and evaluation assistance for any part of a claim you may require answers for. If we can't answer your questions we can refer you to someone who can. [More...]

  • Claims Consultation: Many times policyholders and contractors are unsure if damages are covered, if there are coverage limits, or find themselves overwhelmed with the complexity of the insurance claim process. In some cases the insurance companies may use industry terms or insurance lingo that can be confusing. We provide information on the insurance claims process, policy interpretation, estimates and estimating, as well as the insurance appraisal process, and umpire services. Educate yourself and understand how to obtain the correct settlement for your home and business insurance claims. [More...]

  • Insurance Replacement Cost Valuation: Is your home properly insured? Do you have enough coverage to replace your home or building after a loss. Finding out that you are under insured after a large fire, flood, or hurricane can be devastating. We will provide an inspection of your home or building, take photographs, and provide a fully detailed replacement cost estimate. You can then make an educated decision on how much coverage you need for your property. Not too little, and not too much. [More...]

We provide Insurance Appraisal Services in North Carolina (NC), South Carolina (SC), Georgia (GA), Florida (FL), Alabama (AL), Mississippi (MS), Louisiana (LA), Texas (TX), Virginia (VA), Maryland (MD), Delaware (DE), Washington DC, Pennsylvania (PA), New Jersey (NJ), New York (NY), Connecticut (CT), Rhode Island (RI), Massachusetts (MA), Ohio (OH), West Virginia (WV), Kentucky (KY), Tennessee (TN), Indiana (IN), Illinois (IL), Michigan (MI), Wisconsin (WI), Minnesota (MN), Iowa (IA), Nebraska (NE), Colorado (CO), Kansas (KS), Missouri (MO), and Oklahoma (OK). So, please feel free to gather information from our services and articles, or jump right in with any questions you may have by submitting on our insurance questions and answers page. We are here to help in any way we can.


Joseph P. Brennan
Independent Claims Adjuster,
Insurance Appraisal Expert,
Appraisal Umpire

Feel free to Contact Us for any type on Insurance Claims Help you may need. We will answer all your questions, provide a review of your current claim, and let you know exactly where you stand... ALL AT NO COST TO YOU - All of this is part of your FREE CONSULTATION.

Insurance Appraisal Services Coverage Area

Insurance Claims Group, Inc. 2054 Kildaire Farm Road, Suite # 426, Cary, NC 27518
PH: (919) 669-9111 FX: (919) 573-9595 -

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Joe Brennan - Independent Appraiser

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